Florida Citizens Property Insurance
$1000M
hurricane
parametric
525 bps
HIGH
Parametric wind trigger fully modelable. CivilSense monitors NHC advisory wind speeds in real-time with <1 minute latency. Florida landfall detection via NHC cone of uncertainty + best track.
Last reviewed: 5/10/2026
{
"type": "parametric_wind",
"description": "Named storm making Florida landfall with sustained winds exceeding threshold",
"measurement": {
"metric": "max_sustained_wind_kt",
"geography": "Florida peninsula and panhandle coastline",
"data_source": "NOAA National Hurricane Center official advisories"
},
"payout_schedule": [
{
"category": "CAT 3+",
"payout_pct": 33,
"wind_speed_kt": 96
},
{
"category": "CAT 4+",
"payout_pct": 66,
"wind_speed_kt": 113
},
{
"category": "CAT 5",
"payout_pct": 100,
"wind_speed_kt": 137
}
],
"qualifying_conditions": [
"Storm must make landfall in Florida",
"Wind speed measured at landfall per NHC best track"
]
}No trigger evaluations yet. Evaluations are generated when matching events occur.
Questions about our catalog data? Calculation agents and sponsors can submit corrections to research@civilsense.io
For situational awareness only — not for investment decisions or emergency response. When available, CivilSense trigger evaluations are independent estimates and may differ from official calculation agent determinations.